Welcome to Lutz Insurance Services, Inc.

We are an independent insurance agency representing a full spectrum of companies for individuals and businesses in the communities of Del Mar, La Jolla, Solana Beach, Rancho Santa Fe, Fairbanks Ranch, Encinitas, Carlsbad, greater San Diego, and throughout California, Arizona, Nevada, Washington & Oregon.

Clients select Lutz Insurance Services because:

• We treat every client like a close friend or family member and make sure they get personalized, responsive service that starts the moment they contact us and doesn't end when the sale is complete.
• Integrity is everything to us. We would rather not sell you a policy than sell you one that doesn't provide you with adequate coverage.
• When you call us during business hours we pick up the phone. It's that simple--no "voicemail obstacle course."
• You get the benefit of working with an independent agency who only works with the most reputable, financially sound carriers. We do the searching for you to find the policy that is the best match for your budget.
• Whether it's home, renter's, condo, auto, liability umbrella, commercial, life, health, long-term care insurance, or annuities, we will use our extensive product knowledge to ask questions, listen, and then create the insurance solution that is best for you.

Contact us at 858-509-3006 or Email Us, and one of our insurance professionals would be glad to provide a no-obligation quote for all of your insurance needs.